What is KYC and Why is it Required?

Modified on Mon, 26 May, 2025 at 9:52 AM

KYC, or "Know Your Customer," is a mandatory process where financial institutions verify the identity of their customers, including individuals and businesses. This process ensures that customers are legitimate.


KYC involves collecting and verifying customer information, such as: Proof of Identity documents (POI) (e.g., PAN Card, Aadhaar, Passport), Proof of address (POA), Source of funds (Source of income). 

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